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Current Undergraduate & Graduate Students

Welcome Back!

Below is a step-by-step tool that will continue to guide you through the financial aid process beginning with the submission of your FAFSA and concluding with the payment of your bill. We hope that you find the links helpful. Be sure to visit the rest of our website, as there is additional information that may meet your specific needs.

Getting Started
  • Submit the Free Application for Federal Student Aid (FAFSA) online. Be sure to include our school code 002105 and retain your confirmation page for your records.
    • Fall 2019/Spring 2020: Submit the 2019-2020 FAFSA after October 1, 2018 but by February 14, 2019 for priority consideration for financial aid.
    • Fall 2020/Spring 2021: Submit the 2020-2021 FAFSA after October 1, 2019 but by February 14, 2020 for priority consideration for financial aid.
What’s Next
  • Beginning in late March electronic notifications will be sent advising students to view their Financial Aid Packages on myUMBC.
  • All required documents must be submitted and reviewed before your award notice will be generated. Failure to respond within the requested timeframe may reduce your financial aid funding.
  • The awards listed on your initial Award Notification are based on full-time enrollment. If you plan to enroll for less than 12 credits (undergrad students), you must contact the Office of Financial Aid and Scholarships to discuss how part-time enrollment may affect your awards.
  • Privacy laws restrict information that can be disclosed regarding student records. Please visit our Profile Sharing page for more information on how to authorize others to access your financial aid and billing information.
  • Estimate your out-of-pocket expenses using our Cost Calculator tool.
Need to Borrow a Loan?

If a combination of your grants, scholarships and personal contributions are not sufficient to cover your costs you may want to apply for a loan.

If you have never applied for a Direct Stafford Loan:

  • Apply for a loan. Submit your loan application by the priority date to ensure that your loan funds will arrive at UMBC in a timely manner. Apply for loans by our priority deadline date – please visit Loans for additional information and to see final application deadline dates.
  • Please note: in order to be eligible for Federal Direct Stafford Loans (subsidized and unsubsidized) and the Federal Direct Parent PLUS Loan you must be enrolled in 6 or more credits.

If you need to borrow more than your Stafford Loan eligibility allows, view information about additional Loan possibilities.

Final Steps…
  • Register for classes via your myUMBC after your registration date has been assigned.
  • Review your e-bill through myUMBC using the Payments and Billing link.
  • Pay your bill prior to the due date and avoid late fees.
    • Please note: federal financial aid cannot pay late fees. You can use money you received as a refund to pay these charges.
    • Under limited circumstances the Office of Financial Aid & Scholarships can request a late fee be waived.
  • Review the Book Loan process to see if you are eligible.
Remember…
In-Person Assistance…

The Office of Financial Aid and Scholarships has an appointment-based visitation schedule. You may call or stop in the office to receive information about the application process, the status of your awards or to drop off documents.

Inquiries surrounding eligibility or appeals will be directed to your assigned counselor who will schedule an appointment to discuss your questions. This personalized approach allows you to have one point of contact for your financial aid and scholarship inquiries. Please visit our Contact Us page to find your financial aid counselor’s contact information.