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UMBC offers a range of financial aid and payment options so that all students may benefit from a UMBC education. Financial aid can come in the form of grants, work, student loans, parent loans, scholarships and other awards.


Fall 2019 Book Loans

Fall 2019 book loans are now available for eligible students. Students enrolled at the Main Campus should click here to apply for a book loan. UMBC students enrolled at the Universities at Shady Grove can apply for a book loan here. The deadline to submit a Fall 2019 Book Loan Application is September 27th.

Fall 2019 Financial Aid Disbursements

Fall 2019 financial aid will apply to the bills of full-time (12+ credits) undergraduate students who have a complete financial aid file beginning Monday, August 19th. Direct Stafford and PLUS Loans will apply to the bills of graduate students who are enrolled in a minimum of six (6) credits and have a complete financial aid file beginning Monday, August 19th. Fall 2019 financial aid will apply to the bills of part-time undergraduate and graduate students who have a complete financial aid file on Tuesday, September 17th.

Note to undergraduates: While 12 registered credits meets the minimum course load for full-time status for financial aid eligibility purposes, we encourage you to consider the many benefits of enrolling in at least 15 credits per semester (or, on average, 30 credits per year), including graduating in four years. To learn more about strategies for on-time degree completion and four-year graduation, visit Finish 15.

MHEC 2019-2020 Credit Reporting Update

UMBC has reported Summer Session 2019 credits to MHEC. You will be notified by MHEC once your 2019-2020 award eligibility has been finalized. If you have questions about your award, please feel free to refer to the communication you received from MHEC, log in to your MDCAPS account or contact MHEC by telephone at 410-767-3300, or via e-mail at

2019-2020 Free Application for Federal Student Aid (FAFSA)

The 2019-2020 FAFSA is available at You will need to use 2017 tax information to complete your 2019-2020 FAFSA; the IRS Data Retrieval Tool (DRT) is available for the 2019-2020 FAFSA. New for 2019-2020: Students and parents can complete the 2019-2020 FAFSA using the myStudentAid app. Students and parents may download the myStudentAid app free from the Apple App Store (iOS) or from Google Play (Android). UMBC’s School Code is 002105.

Who Is Your Financial Aid Counselor?

UMBC students who are applying for need-based financial aid are assigned a Financial Aid Counselor who will work with them as they progress through the financial aid process. Financial Aid Counselors can help you with questions about how to apply for financial aid, what documents you need to provide to complete your application, and what to do if your financial circumstances change. Click here to find out who your Counselor is and how to contact them.

 Profile Sharing

The Family Educational Rights and Privacy Act (FERPA) protects the privacy of student education records by limiting the disclosure of such records. Students may grant other individuals access to their account information via the Profile Sharing feature in myUMBC. It is a student’s responsibility to share their profile with anyone they would like to receive information about their financial aid and billing.  For instructions on how to provide a person access to your financial aid and billing information, please see our Profile Sharing Instructions.


FAFSA School Name: UMBC
FAFSA School Code: 002105

Financial Aid Processing:

All documents received are logged and linked to your financial aid record. myUMBC Alerts will disappear within two (2) business days of receipt. Processing of financial aid documents may take up to four (4) weeks. You should expect that processing times may approach this limit during high-volume periods, such as the start of each term, add/drop, and admissions deadlines. Please continue to monitor your myUMBC account for correspondence or requests from our office and staff.

Our current processing time is up to four (4) weeks from the date your last required document is received.

To see a list of requirements, view your Alerts via your myUMBC account. >>


UMBC Position on Accessible Technology and Information:

UMBC is committed to creating an accessible and inclusive environment for all students, staff, and visitors. If you have difficulties accessing any of the materials on our site, please contact us so that we can remedy any accessibility challenges or provide an alternative format. We welcome your feedback.