Skip to Main Content

Summer/Winter Aid

Summer Aid

Thinking about enrolling in summer classes to put yourself on track to graduate sooner? We have resources to help you calculate your Summer Session costs, apply for summer financial aid, and explore other financing options.

General Summer Eligibility Requirements:
Additional Federal Pell Grant Requirements:
  • Be eligible for the Federal Pell Grant as determined by your 2018-2019 FAFSA.
  • We strongly encourage that your 2019-2020 FAFSA be on file, as well.
    • If you are ineligible for summer Federal Pell Grant funding from 2018-2019, you will be reviewed for summer Federal Pell Grant eligibility based on your 2019-2020 FAFSA.
    • Or, if your Federal Pell Grant eligibility is greater based on your 2019-2020 FAFSA, you will be awarded the larger Federal Pell Grant.
    • All requested documents for both years must be submitted for this review.
    • For eligibility evaluation, complete the Summer 2019 Financial Aid Application.
Additional Federal Stafford Loan Requirements:
  • Have remaining eligibility from the Fall 2018-Spring 2019 award year.
  • Be enrolled for the Summer Session I and/or Summer Session II terms for at least six (6) credits combined.
    • Audited courses do not count towards enrollment for financial aid purposes.
  • You will be offered maximum Federal Stafford Loan eligibility:
    • You can accept all or part of the offered loan(s) via myUMBC.
    • Once accepted, funds will appear on your billing account as pending financial aid.
    • A valid Federal Stafford Loan Master Promissory Note (MPN) and Entrance Counseling must be on record.
      • If you have not previously borrowed through the Federal Stafford Loan program, click here for more information.
  • For eligibility evaluation, complete the Summer 2019 Financial Aid Application.

 

Summer 2019 Financial Aid Application

 

Other Financial Aid Options

Federal Parent PLUS Loan

  • The Federal Parent PLUS Loan is a credit-based loan that the parent(s) of a dependent undergraduate student may borrow to help pay educational expenses.
    • Parents must confirm their eligibility by completing a separate Parent PLUS application. Because the loan is credit-based, the application may not be approved.
  • Upon credit approval, the Office of Financial Aid and Scholarships will be notified and will process the loan.
    • Once processed, funds will appear on the student’s billing account as pending financial aid.
  • Students must be enrolled in the Summer Session I and/or Summer Session II terms for at least six (6) credits combined to be eligible for a Federal Parent PLUS Loan.
    • Audited courses do not count towards enrollment for financial aid purposes.
  • Click here for more information about the Federal Parent PLUS Loan option and application process.

Federal Grad PLUS Loan

  • The Federal Grad PLUS Loan is a credit-based loan that graduate students may borrow to help pay educational expenses.
    • Students must confirm their eligibility by completing a separate Grad PLUS application. Because the loan is credit-based, the application may not be approved.
  • Upon credit approval, the Office of Financial Aid and Scholarships will be notified and will process the loan.
    • Once processed, funds will appear on the student’s account as pending financial aid.
  • Students must be enrolled for Summer Session I and/or Summer Session II terms for at least six (6) credits combined to be eligible for a Federal Grad PLUS Loan.
    • Audited courses do not count towards enrollment for financial aid purposes.
  • Click here for more information about the Federal Grad PLUS Loan option and application process.

Alternative (Private) Loan

  • All eligible students should complete a FAFSA (Free Application for Federal Student Aid) to determine maximum Federal student grant and loan eligibility prior to seeking alternative (private) loan options from a private lender(s).
  • A valid application must be submitted to the lender of your choice. Click here for more information about the alternative loan option and application process.
    • SAP requirements vary by lender.
    • Enrollment status requirements vary by lender.
  • Upon approval, the Office of Financial Aid and Scholarships will be notified and will process the loan.
When Will Aid Apply to My Bill?
  • The summer term consists of all Summer Sessions. For this reason, financial aid eligibility will be reviewed following the last add/drop date of Summer Session II.
    • Financial aid will be approved or adjusted based on your final enrollment for the combined Summer Session I and Summer Session II.
    • Financial Aid will be applied to your billing account in mid-July.
  • Federal Stafford Loans and/or the Federal Pell Grant may not cover your total Summer Session charges.
    • Calculate your anticipated expenses and anticipated summer aid to determine your out-of-pocket cost.
    • Plan for out-of-pocket payment, or consider additional loan options.
  • If your anticipated financial aid will not cover your balance and you do not pay the difference prior to your bill due date, a late fee will be assessed.

 

Additional UMBC Summer Resources:

Summer Scholarships

  • The Office of Summer, Winter, and Special Programs offers a limited number of full and partial tuition scholarships.
  • These scholarships are available to UMBC degree-seeking undergraduate and graduate students who have a high GPA and are close to graduating.
  • Learn more and apply here.
  • Summer 2019 applications are due at 5:00PM Friday, May 3rd.

Monthly Payment Plan (MPP)

  • UMBC offers the Monthly Payment Plan (MPP) to help budget your out-of-pocket costs not covered by any financial aid.
    • The MPP enables you to pay tuition and fees as well as on-campus room and board on an installment basis.
  • Contact Student Business Services (SBS) to learn more about the MPP and to apply.

For more information about Summer Session, please visit the UMBC Summer Session Website.

 

Winter Aid

The Office of Summer & Winter Programs awards full and partial scholarships to UMBC degree-seeking students who have a high GPA and are close to graduating. For more information about Winter Session, please visit the UMBC Winter Session website.

Generally, there is no additional need-based financial aid available specifically for Winter Session. However, Pell-eligible students are encouraged to contact the Office of Financial Aid and Scholarships to discuss their winter enrollment plans. Pell Grant recipients who are enrolled for less than 12 credits during the fall term may be eligible for additional Pell Grant based on their combined fall and winter enrollment. Pell Grant recipients enrolled full-time for the fall semester receive their maximum Pell Grant during the fall, and therefore will not have additional eligibility based on winter enrollment.

Students who enroll in fall and winter terms for less than 6 credit hours in either term may be eligible to use their combined enrollment for Federal Stafford Loan eligibility if the total combined enrollment is 6 credit hours or more. Students are encouraged to contact the Office of Financial Aid and Scholarships to discuss winter and fall aid eligibility.