Change In Circumstances Appeal


A student’s eligibility for financial aid is based on the information reported on the Free Application for Federal Student Aid (FAFSA). However, students and their families may experience a change in circumstances that affect their ability to contribute to the costs of college.

The Office of Financial Aid and Scholarships may reevaluate student eligibility for federal aid when certain financial changes occur. These circumstances include the following:

  • Reduction of earned income
  • Recent unique medical expenses, not covered by insurance, which impact the ability to pay for college
  • Loss of untaxed income
  • Separation or divorce of parent or student after filing the FAFSA (separation must be before December 31)
  • Student marriage after filing the FAFSA (marriage must be before October 1)
  • Death of parent or spouse after filing the FAFSA
  • Parent of dependent student also attending college for the same aid year

Please note: This appeal is for students who are eligible to submit a FAFSA and receive federal aid. This appeal will not change state aid or scholarship eligibility.

Appeal Process

Students who would like to request a review of their eligibility due to one of the above circumstances can submit a Change in Circumstances appeal alongside supporting documentation. If you have any questions about the appeal, please contact your assigned Financial Aid Counselor to discuss your situation and the documentation that may be needed.  Appeals are submitted electronically through myUMBC.

Upon submission, a Financial Aid Counselor will review your appeal and follow up with you within one week to request additional documentation or clarification as needed. All appeal documents and supporting information must be provided before the appeal can be reviewed by the Change in Circumstances committee.

Appeal decisions are emailed to the student’s myUMBC email account and will indicate whether the appeal was approved or denied. Please understand that due to individual financial aid program criteria, not all approved appeals will result in additional financial aid assistance. For this reason, we encourage students to confer with their Financial Aid Counselor prior to submitting an appeal.

Appeal Forms:

2024-2025 Change in Circumstances Appeal


If you have incurred certain expenses not considered by your Cost of Attendance, you may appeal for these additional costs. Cost may include, childcare or dependent care expenses, health insurance paid out of pocket, disability related expenses, or transportation costs required by your program of study.

2024-2025 Cost of Attendance Appeal