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New & Prospective Graduate Students

Welcome to UMBC!

Below is a step-by-step tool that will guide you through the financial aid process beginning with your application for admission to UMBC and concluding with the payment of your bill. The links are helpful to both prospective and incoming graduate students. Be sure to visit the rest of our Web site for more information that may meet your specific needs.

Getting Started

  • Apply for admission to the Graduate School.
  • Create your myUMBC account and join UMBC’s online community.
  • Submit the Free Application for Federal Student Aid (FAFSA) online after January 1, but by February 14 for priority consideration of financial aid. Include our school code, 002105, and retain your confirmation page for your records.

What’s Next?

    • Once you have been admitted to UMBC you must upgrade your myUMBC account. Your upgraded account will allow you to set up your UMBC email. Please note that we will correspond with you exclusively through your UMBC email address so be sure to monitor it regularly.
    • Financial Aid Award Notifications are sent beginning late March. You will be sent an electronic notification on myUMBC. If you just completed your FAFSA or were recently admitted to UMBC, you will be able to access your award notification 2-3 weeks after the date of submission of your FAFSA or the date you are admitted, whichever is later.

Viewing Your Financial Aid on myUMBC
Viewing Your Financial Aid on myUMBC

  • Please review your ‘To Do List’ for missing documents. Failure to respond within the requested timeframe may reduce your financial aid funding.

Viewing Your Financial Aid To Dos on myUMBC
Viewing Your Financial Aid To Dos on myUMBC

  • Privacy laws restrict information that can be disclosed regarding student records. Please visit our Profile Sharing page for more information on how to authorize others to access your financial aid and billing information.
  • Estimate your out-of-pocket expenses by comparing your financial aid awards to estimated tuition, fees, room and board charges located under the Cost tab.

One More Step

  • Apply for a loan if a combination of your grants, scholarships and personal contributions are not sufficient to cover your costs. Apply for loans by our priority deadline date – please visit Loans for additional information and to see final application deadline dates.
  • Please note: in order to be eligible for Federal Direct Stafford Loans you must be enrolled in 6 or more credits each semester.

After Orientation…

  • Register for classes.
  • Create your E-billing account via the Student Business Services office for a snapshot of your bill. For ongoing billing information, view your myUMBC.
  • Pay your bill prior to the due date and avoid late fees.
    • Please note: federal financial aid cannot pay late fees. You can use money you received as a refund to pay these charges.
    • Under limited circumstances the Office of Financial Aid & Scholarships can request a late fee be waived.
  • Review the Book Loan process to see if you are eligible.


  • All students must meet financial aid Satisfactory Academic Progress (SAP)┬ástandards to maintain eligibility for financial aid awards. Students’ academic progress will be evaluated annually.
  • Continue to check your myUMBC for additional email requests, award revisions, and requested documents.
  • If you plan to attend a summer session before your first fall semester, contact your financial aid counselor for additional information.
  • Know your Student Rights and Responsibilities as a student consumer.

In-Person Assistance…

The Office of Financial Aid and Scholarships has an appointment-based visitation schedule. You may call or stop in the office to receive information about the application process, the status of your awards or to drop off documents.

Inquiries surrounding eligibility or appeals will be directed to your assigned counselor who will schedule an appointment to discuss your questions. This personalized approach allows you to have one point of contact for your financial aid and scholarship inquiries. Please visit our Contact Us page to find your financial aid counselor’s contact information.